Cheapest Car Insurance Options in Your State

Please provide a valid zip Our Name Says It All is here help drivers like you get the lowest car insurance rates and save big! Save you from paying too much? Yes. Save you from spending too much time shopping around? Yes. Save you from the stress of making the wrong decision? Yes.

With so many options and potential pitfalls, we understand that finding the best car insurance price for your coverage needs can be a tedious and confusing process. The amount of time it takes to truly shop around and make sure you are getting the best rate can be overwhelming -- who really has the time to fill out form after form and make phone call after phone call?

Fortunately, our proprietary technology makes it super easy. Just answer a few, non-personal questions, and within seconds our algorithm will build a list of the car insurance companies offering the cheapest rates for drivers like you.

What Coverage Do I Need?

Car insurance is legally necessary in almost every single state, making it an inevitable bill to pay for everyone. However, the amount of coverage you opt for will depend on your state’s specific laws and your own specific needs. In most states, basic liability coverage is mandatory, with other coverages, such as personal injury protection, required in “no-fault” states. While purchasing the state minimum coverage is enough to cover you legally, oftentimes the minimum is not nearly enough to completely pay for an accident.

For many, choosing a plan that offers more coverage can actually save money later in the event of an accident. Additionally, there are other coverage types beyond liability to consider – full coverage (or comprehensive and collision coverage), medical expenses coverage, uninsured motorist coverage, etc. The plan you choose should be tailored to you. However, with hundreds of insurance companies on the market, finding that perfect plan at the perfect price can seem impossible -- and that’s where we come in.

Our Process

Our team at has decades of combined experience working directly in the insurance industry. We know the ins and outs of how car insurance companies function -- how they create different coverage plans, how they determine payouts for accidents, how they decide what a specific customer needs to pay. We know how they work, and we’ve decided to turn the tables and make our “insider” knowledge work directly for you -- the driver. With you in mind, we’ve built a proprietary algorithm that takes money from the insurance companies’ pockets and gives it back to you in savings.

Like us, insurers each have their own unique algorithms to sort through customers and assign potential policies to them depending on their specific driving needs. Unlike us, insurers use these algorithms primarily to get customers to pay the highest rates possible while returning the least value possible. This is where we can help.

Rates are dependent on a multitude of factors, and so are always changing. Considerations include location, gender, age, and the driver’s record, just to name a few. The insurance plan a customer needs is also always changing, depending on their current driving situation at any given moment. Our algorithm works by asking you a few, non-personal, highly relevant questions, searching through our database for up-to-date policies and rates offered by each insurance company, and sending you a list of the best options available for your specific needs. All within a matter of seconds.

Car Insurance Made Easy

While having car insurance is mandatory, paying exorbitant rates doesn’t have to be. By using our service, you’ll not only save money on the normally high rates insurance companies offer on their own, but you’ll save time as well by letting us do the research for you. Throughout our process, we keep your individual needs in mind. The rate options you will receive from us will not just be the so-called best rates on the market as a whole, but the best rates for you specifically. Our algorithm advocates for you in the market and ensures that you’re getting the best deal possible, always.

If you’re in the market for car insurance and want to save money and hassle, the choice is simple. works with you, for you, and makes the car insurance process effortless. Try it out and you’ll see -- this is car insurance made easy.